Terms, Policies & Legal Notices
Terms & Conditions
Last Updated: August 21, 2025
Welcome to AioneFinance.com (“Site”), operated by AiONE FINANCE, LLC (“AiONE,” “we,” “our,” “us”). By accessing or using our Site and services, you (“User,” “Client,” or “you”) agree to these Terms & Conditions. If you do not agree, please do not use our Site.
1. Services
AiONE provides a wide range of financial services, including but not limited to:
- Personal & Business Finance Advisory
- Business Solutions & Consulting
- Pawn-Style Lending & Collateral-Based Loans
- Retirement & Investment Planning
- Insurance Services (life, health, business, property, and more)
- Tax Preparation & Filing
- Payroll & Bookkeeping Services
- Credit & Financial Wellness Services
We may update or expand services without notice.
2. Eligibility
You must be at least 18 years old and legally capable of entering into binding contracts.
3. Fees & Payment Terms
- Most services are provided at flat, upfront fees (no commissions).
- Pawn-style loans may include interest, storage fees, and repayment terms as disclosed in loan agreements.
- Payments may be due at booking, invoicing, or loan settlement.
4. User Obligations
- You agree to provide accurate and truthful information.
- Misrepresentation may result in denial or termination of services.
5. Risk Disclosures
- AiONE makes no guarantees of financial outcomes, loan approvals, or investment results.
- All financial decisions carry risk, including potential loss of assets, collateral, or principal.
6. Intellectual Property
All content on this Site is owned by AiONE or its licensors. Unauthorized use is prohibited.
7. No Guarantees & Limitation of Liability
Services are provided “as is” without warranties. To the maximum extent allowed by law, AiONE disclaims liability for indirect, incidental, or consequential damages.
8. Governing Law & Dispute Resolution
These Terms are governed by the laws of the State of Florida. Disputes shall be resolved by binding arbitration in Florida unless otherwise required by law.
9. Modifications
AiONE may revise these Terms at any time by posting updated Terms. Continued use of our services constitutes acceptance.
10. Contact Us
AiONE FINANCE, LLC
📍 Florida, USA
📞 786-660-8012
📧 [email protected]
Privacy Policy
Last Updated: August 21, 2025
1. Information We Collect
We may collect personal information such as:
- Name, email, phone number, and address
- Financial information needed to provide services
- Collateral details for pawn-style loans
- Tax, payroll, and insurance-related data
2. How We Use Your Information
- To provide financial, lending, and consulting services
- To communicate with you about services, invoices, or updates
- To comply with legal or regulatory requirements
3. Sharing of Information
- We do not sell your personal information.
- We may share information with trusted partners (CPAs, insurers, service providers) solely to fulfill services.
4. Security
We use commercially reasonable measures to protect your information. However, no online system is 100% secure.
5. Your Rights
You may request access to or deletion of your data by contacting us.
Contact for Privacy Requests: [email protected]
Disclaimer
Last Updated: August 21, 2025
AiONE provides advisory, consulting, pawn-style lending, and financial services. Final decisions remain the client’s responsibility.
Nothing on this Site constitutes legal, tax, or investment advice.
Loan approvals and terms depend on collateral valuation and agreement terms.
AiONE is not liable for losses resulting from use of its services or reliance on its content.
Service-Specific Disclosures
Lending (Pawn-Style Loans)
- Loans are based on collateral value.
- Failure to repay may result in forfeiture of pledged items.
- Terms, interest, and storage fees are disclosed in individual agreements.
Investments
- Investments carry risk, including possible loss of principal.
- Past performance does not guarantee future results.
Insurance
- Insurance products are provided through licensed carriers.
- Availability, terms, and coverage vary by provider and jurisdiction.
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